Old regime
- Taxable income
- ₹0
- Estimated tax
- ₹0
Inspect calculation
- Income before deductions
- ₹0
- Slab tax
- ₹0
- Rebate
- −₹0
- 4% cess
- ₹0
Choose your formRegime
AY 2026–27 · ITR regime selection
Choose your tax regime
Enter only supported ordinary income and eligible deductions. Changing an amount clears your previous choice so you can select again after reviewing the new result.
Personalized from your confirmed details. Compare both estimates and choose the regime you want to use. You can change it before final review.
Your estimated comparison
New regime
- Taxable income
- ₹0
- Estimated tax
- ₹0
Inspect calculation
- Income before deductions
- ₹0
- Slab tax
- ₹0
- Rebate
- −₹0
- 4% cess
- ₹0
Estimated difference: ₹0. The estimates are equal.
Income and deduction details
Adjust these amounts to update both estimates above.
Use gross salary from Part B of Form 16, before exemptions and deductions. Current value: ₹0.
Enter annual value or rent after municipal taxes, before the home-loan interest entered below. Current value: ₹0.
Use eligible interest and similar income from AIS, Form 16A, or your statements. Current value: ₹0.
Use the eligible exempt amount shown in Form 16. This estimate applies it only to the old regime. Current value: ₹0.
Usually shown under section 16(ia) in Form 16. The estimate caps it at ₹50,000 old / ₹75,000 new. Current value: ₹75,000.
Use your lender's interest certificate. This simplified old-regime estimate caps it at ₹2,00,000. Current value: ₹0.
Use eligible investment or payment records. Applied only to old regime, capped at ₹1,50,000. Current value: ₹0.
Use eligible health-insurance and medical-payment records. Eligibility depends on who is covered; this input is capped at ₹1,00,000. Current value: ₹0.
Use your NPS statement and exclude any amount already claimed elsewhere. Old regime cap: ₹50,000. Current value: ₹0.
Assumptions, exclusions and rounding
- Resident individual below 60; ordinary salary, supported house-property and other-source income only.
- Old regime applies supported HRA/exemptions, standard deduction, section 24(b), 80C, 80D and 80CCD(1B). New regime applies only the supported standard deduction.
- Unsupported deductions, marginal relief and special-rate tax are not calculated. Surcharge is nil within the ITR-1 ₹50 lakh scope.
- Taxable income and final estimated tax are rounded to the nearest ₹10; slab tax, rebate and cess are shown to the nearest rupee.